Payment Options​

We Accept Cash, Check or Credit Cards and Financing is Available

We want to make your shopping experience as pleasant as possible, and that includes offering a variety of payment and financing options to suit your specific needs. 

home inspiration credit card

Home Inspirations Credit Card

For your convenience, Lott’s Furniture offers special financing available on purchases made with your Home Inspirations Credit Card. See store for details. *Subject to credit approval

  • Affordable financing options
  • Buy now, pay over time
  • Reusable line of credit
  • 24/7 online account management
Apply Online

Synchrony Financial

For your convenience, Lott’s Furniture offers special financing available on purchases made with your Lott’s Furniture Credit Card. See store for details.

Apply Online

For account inquiries or to report cards lost or stolen,
please contact our Customer Service department at 1-800-301-4574.

Credit Bureau Disputes mailed to TD Retail Card Services, Credit Department, P.O. Box 100114, Columbia, SC 29202-3114 will be responded to within 30 days. A delay may be experienced if the dispute is not mailed to the specified address.

For your convenience, we’ve created an optional RCS Consumer Report Dispute Form that you may use as your written statement.

Please direct all other inquiries to:

P.O. Box 100114
Columbia, SC 29202-3114

Attention: Credit Department

*Subject to credit approval.  Restrictions apply. Ask for details.